About Dawn Starks

Dawn Starks is a CERTIFIED FINANCIAL PLANNER™ practitioner and financial advisor at Starks Financial Group, an independent firm. Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC. This article expresses the opinions of Dawn Starks and not necessarily those of Raymond James. You should discuss any tax or legal matters with the appropriate professional.

Think You Can’t Ever Retire? Think Again!

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It is a common refrain these days: “Oh, I’ll never be able to retire!” But is that true? Partly, it is. We have a much harder task than our parents and grandparents did regarding our ability to retire. Therefore, some …

Posted in March 2017 | Tagged , | Comments Off on Think You Can’t Ever Retire? Think Again!

Streamline Your Financial Life

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This past Saturday, I spent about six hours catching up on a variety of administrative tasks at home. Most of those involved our household finances. I thought it might be useful to share things I either have already done, or …

Posted in February 2017 | Tagged , , | Comments Off on Streamline Your Financial Life

Currency Corner: Holiday Spending – Channel Your Inner Scrooge

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Ideally, managing holiday spending starts much earlier than December. But since we are here in December, let’s talk about what we can do now to come out on the other side of the holidays with less financial bruising.

Posted in December 2016 | Tagged | Comments Off on Currency Corner: Holiday Spending – Channel Your Inner Scrooge

Currency Corner: It’s Best to Just Ignore it

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Are you an investor? You may not think of yourself that way, but even if you only have money invested in an IRA or 401(k), you are an investor. It is tough to be an investor these days, with the …

Posted in November 2016 | Tagged , , , | Comments Off on Currency Corner: It’s Best to Just Ignore it

Currency Corner: Why Can’t I Be Rich?

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Getting rich is a common goal, especially among Americans. We want to be rich and successful and possibly even famous! Recognize these? “I wish I made six figures!” “I wish I could win the lottery!” “If I could marry a …

Posted in October 2016 | Tagged , , | Comments Off on Currency Corner: Why Can’t I Be Rich?

Currency Corner: Fix that Leaky Budget

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It happens to everyone at some point – more month than there is money. How did this happen? In this day and age, so much of our daily financial life is facilitated by credit. No cash on hand for your …

Posted in September 2016 | Tagged | Comments Off on Currency Corner: Fix that Leaky Budget

I Never Thought I’d Say This

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I fell in love with the desert. Well, specifically, the red rock desert in Sedona, AZ. I’m a green girl, all the way. I live in the Blue Ridge Mountains for a reason, and that reason is green. Trees are …

Posted in August 2016 | Tagged , | Comments Off on I Never Thought I’d Say This

But Sometimes it is GOOD to be in Debt, Right?

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In a word, no. There is this prevailing idea that at least some debt is good to have. Ever since I started in this career, I have worked tirelessly to help people see that no debt is good debt. Some …

Posted in August 2016 | Tagged , , | Comments Off on But Sometimes it is GOOD to be in Debt, Right?

Saving for College – Jedi Training

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If you are a parent, you have thought about it, at least once: “Oh my, I need to start saving so my kids can go to college someday.” It is a natural instinct that we parents have, the instinct to …

Posted in June 2016 | Tagged , , | Comments Off on Saving for College – Jedi Training

That Time I Turned Back into a Girl

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In December, I was invited to attend the Barron’s Top Women Advisors Summit in Palm Beach, Florida. The following is my tale of woe as I circulated back into the world of women with an initial simmer of excitement that …

Posted in April 2016 | Tagged , , , | Comments Off on That Time I Turned Back into a Girl

Simplifying, Full Circle

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It seems that for the majority of my adult life, I have been interested in simple living. It appeals to me in so many ways. Given my career, it might seem obvious that being careful with spending is something I …

Posted in March 2016 | Tagged , , | Comments Off on Simplifying, Full Circle

Currency Corner: Family and Money – a Lethal Combination?

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Okay, my title is perhaps overly dramatic, but family issues relating to money are manifold and can be treacherous to navigate. I could probably write a book on familial issues we have seen in our practice with regard to money, …

Posted in February 2016 | Tagged , , | Comments Off on Currency Corner: Family and Money – a Lethal Combination?

So You Want to Be in Business . . .

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Have you ever known someone who is really good at what she does then gets tired of “working for the man?” It is a common enough scenario – we join the workforce, learn our trade, get skilled, and then want …

Posted in January 2016 | Tagged | Comments Off on So You Want to Be in Business . . .

Arrows and Lists and Flowers… Oh My!

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Let me just be clear: middle age is a five-letter word starting with “b.” Between the extra pounds that just will NOT go away, my farsightedness turning into a combo-deal, and my ever-shortening short-term memory, I am cranky. Of course, …

Posted in December 2015 | Tagged , | Comments Off on Arrows and Lists and Flowers… Oh My!